There has been significant investment volatility & ‘noise’ in recent weeks from World Equity Markets. We hear about Brexit daily, Trade Wars between USA and China and potential interest rate hikes in Europe and the States.  This can have a very unsettling effect upon investors who take a very short-term view in their outlook, trying […]

By and large the past 9 years have been a remarkable time for investors. In the face of a terrifying meltdown in world markets during 2007/2008 across all asset categories, investors were reluctant initially “to get back on the horse” and commit hard earned money into risky assets.

However quantitative easing (QE) from a litany of […]

The Magnificent 7 (ways to lose money) !

Introduction
I completed a B.Comm degree in 1984 and went in search of a job. I got one in the insurance industry and have been involved in this industry since – 33 years. That’s a long time!
Like many industries, I’ve witnessed radical changes, most, thankfully for the betterment of […]

Life sometimes can be a game of chance, but the adoption of a few basic operating procedures can certainly improve your ability to be successful. Talking to the right person is a good starting point. The world of Investment and Gambling are not automatic bedfellows but there are many similarities in the way you can […]

Firstly, let’s look at the basic facts about self-employed pension funds for someone with a need to replace a relatively high income stream in retirement.

The Standard Fund Threshold (sometimes referred to as the maximum fund) has been €2M since 2014
The maximum salary allowable to qualify for personal tax relief in a given year is €115,000
Using […]