There are no free lunches when it comes to funding for College Education!!! My personal story Our twins Liam & Niall were born over 19 years ago and what a special day that was. New life is great. How the intervening years have flown by!! This month they commenced Third level College here in Galway [...]
Well it is that time of year again. City Life Galway will close for annual leave from Friday 2nd August @ 5pm until Monday 12th August @ 9am […]
How do I plan for retirement and why should I save for retirement? Planning for your retirement is a different challenge than funding your retirement. The former may involve a fundamental reappraisal of how you live your life and spend your free time whilst the latter is very much connected to financial planning and tax [...]
Great morning last Friday in the Harbour Hotel at UBFit’s inaugural Breakfast Forum in association with City Life Galway. A full room of motivated individuals were treated to an inspirational presentation from our own Pat O’Dwyer and Daithí O’Connor of Revive Active. The theme of the morning’s presentation was “Your Health is your Wealth [...]
As we look forward to next week’s greatest National Hunt Racing Festival in the world my mind wanders back to the last time I ‘walked’ the hallowed ground that is Prestbury Park. It was 2006 and a Grey 5-year-old gelding, Sky’s the Limit (11/1) ridden by Barry Geraghty won the Coral Cup by 4 lengths [...]
I am often asked what I do for a living. When I mention the fact that I am a Financial Planner, a curious glazed look falls upon the enquirer and they fall silent. Some brave souls will ask you exactly “what does that mean, what exactly do you do?” but others just nod or [...]
There has been significant investment volatility & ‘noise’ in recent weeks from World Equity Markets. We hear about Brexit daily, Trade Wars between USA and China and potential interest rate hikes in Europe and the States. This can have a very unsettling effect upon investors who take a very short-term view in their outlook, trying [...]
By and large the past 9 years have been a remarkable time for investors. In the face of a terrifying meltdown in world markets during 2007/2008 across all asset categories, investors were reluctant initially “to get back on the horse” and commit hard earned money into risky assets. However quantitative easing (QE) from a [...]
We had a visit from a Wise Friend who recited this poem for us ........ What Constitutes a Happy Life Enough money to meet your needs Steady work A comfortable fire A clear distance from the law A minimum of city business A peaceful mind and a healthy body Simple wisdom and firm friends Enjoyable [...]
The Magnificent 7 (ways to lose money) ! Introduction I completed a B.Comm degree in 1984 and went in search of a job. I got one in the insurance industry and have been involved in this industry since – 33 years. That’s a long time! Like many industries, I’ve witnessed radical changes, most, thankfully for [...]
