Pat’s experience of the various business models offering financial services from Stockbroking to Banking to accountancy practices and general insurance brokers, has led him to believe that a small, private client focused, highly qualified financial planning business is the best way to answer the needs of today’s discerning clients. Pat has an Honours B. Comm degree from UCD, is a Qualified Financial Advisor & is a Fellow of the LIA. He holds the internationally recognised designation of Certified Financial PlannerTM. This represents the highest professional practice in financial planning. In 2014 Pat was awarded a First Class Honours Master degree in Financial Services from U.C.D. In his spare time Pat competes in triathlons, cycles and participates in events such as the marathon (New York, Chicago, Boston, London, Rotterdam and Dublin). He loves all sports, is passionate about rugby and plays golf badly.