Approaching retirement age and looking for a way out

You have worked for years but time is passing by and you would like to do other things with your life now. You would like to look at options like selling your business, passing it onto the next generation, taking cash out of it,

having a nest egg for the future or simply spending some money. Perhaps you need to review your current pension arrangements to ensure you are on track to meet your retirement financial goals. A good starting place is to chat to us.

1) Pension Planning

Approaching retirement age and looking for a way out

  • I only have 5 more working years, can I increase my pension contributions while I am still earning?
  • Are my pensions invested in the right funds for me?
  • What options do I have with my pension funds upon retirement?
  • What is the most tax-efficient way to manage my pension funds?
  • How much of my pension funds can I expect to take tax free?
  • Will my pension income be enough to sustain my current standard of living throughout retirement?
  • What happens to my existing pension arrangements upon my retirement?
  • Am I on track to realise my retirement financial objectives?

2) Savings & Investments

Approaching retirement age and looking for a way out

  • I am due to receive a redundancy payout, how can I make this money work hard for me?
  • When I retire I wish to take a tax free lump sum from my pension policies, what are the most suitable investment options for me?
  • I want to help save for my grandchildren’s education, what is the best way to do this?
  • Now that I only have a few more years of working, I feel I need to reduce the level of risk in my investments. What are my options?
  • Who are the best fund providers on the market?
  • How can I get a better return from my money currently on deposit?